With such a large range of life insurance policies available on the market it can prove very difficult making the right choice to suit your circumstances. This is why in many cases people find it easier and cheaper to buy a policy that combines both critical illness and life insurance in one plan, with just one monthly premium.

Although this type of plan could be seen as an easy option, it is normal that you can only make one claim against this policy and then the plan will cease in operation. You should bear this in mind when making you decision.