Home Page Insurance Insurance Articles 7 Tips for Mature Drivers to Reduce Your Car Insurance Premium
7 Tips for Mature Drivers to Reduce Your Car Insurance Premium
 
Did you know that mature drivers are statistically safer drivers?  According to research they are more likely to drive slower and for shorter distances than other age groups. Insurers have picked up on this statistic and as a result, are offering special discounts and promotions for older drivers.
 
So whether you believe it or not it doesn't really matter, you should take advantage of it when you can.

To help you get the best quote we have put together 7 tips to help reduce your  :


  • Don't forget to shop around. There are plenty of online discounts to take advantage of and once you have some quotes you can contact your present insurer to see if they can match the premium.  You should contact at least 3 different insurers when getting quotes to make sure you are getting the best price.
  • If you only drive short distances tell your insurance broker or agent as some will offer limited mileage policies at a reduced rate. If you drive under 10,000 miles and if the website allows you to, try typing in 9,999 miles as this could take you into the lower bracket with a lower premium.
  • If you own a garage make sure it is kept secure, keep your car in it and don't forget to tell your insurer as this can result in savings.
  • Have a good quality alarm fitted by a professional as this will reduce your premium.
  • If you own a classic car have it officially valued and agree that value with your insurer so that if you do claim you won't be disappointed with the payout.
  • If you are part of an owners club or online forum ask about any discounts you might be entitled to as some insurers approach these clubs directly.
  • By adjusting your voluntary excess you can reduce your premium, but you must remember that in the event of a claim you will be expected to pay the voluntary excess you agreed to so it must be an affordable amount.

Remember that if you do not disclose relevant information or lie on your policy then the insurance can be void when trying to make a claim.
 

 

Related articles:


Related Products:

Senior Driver Car Insurance | Mature Driver Car Insurance | Cheap Car Insurance |