The number of cars on the road in the UK continues to increase as more and more drivers are lured by the flexibility and convenience a car provides them. Whether it’s used for commuting to and from work or shopping at the weekend, a car allows you to transport yourself and others to any destination, whenever you want. This convenience does however come at a cost with car owners not only having to pay for repairs and servicing but also other legal running costs such as road tax and insurance.

Driving a car without insurance is a criminal offense and if caught, you may be prosecuted.  Car insurance protects against losses incurred as a result of an accident, any liability claims associated with an accident, theft of the vehicle and or damage to a vehicle. There are plenty of different products on the marketplace to suit all types of drivers such as multi car insurance, classic car insurance, modified car insurance and policies tailored to provisional drivers. Deals also exist for drivers with a poor or limited driving history including convicted drivers, drivers with drink driving convictions and young drivers.

In addition to annual car insurance policies you may on occasion require temporary car insurance, for instance when you hire a vehicle. In this instance rental firms will require you to purchase short term car insurance and this can be purchased by the day or if required, on a weekly or longer term basis.

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